AP Poll Shows Majority Supports Marriage Equality

A poll from the AP-NORC Center shows a majority supporting same-sex marriage for the first time in their poll, with support up 8 percentage points since 2012 and 45 points since 1988. There continues to be a partisan divide, but while support among Republicans lags behind Democrats, there is a significant increase in support for marriage equality among Republicans. The key findings:

  • For the first time, a majority of Americans (56 percent) support same-sex couples’ right to marry, up from 48 percent in 2012.
  • Support for same-sex marriage among Republicans increased from 31 percent in 2012 to 45 percent in 2014. This increase is larger than the increase among Democrats and independents, although Republican support still lags behind those groups.
  • Nearly three-quarters of Americans ages 18-34 support same-sex marriage, an increase of 10 points since 2012.

Update: Then there are faux libertarians who think that the government should be able to intrude in the private lives of individuals:

Potential 2016 Republican presidential candidate Rand Paul said on Friday affording the distinction to marriage to same-sex couples “offends myself and a lot of other people.”In an interview with Bret Baier of Fox News, the Kentucky Republican, who described himself as a “libertarian conservative,” made the remarks when asked about his views on gay rights.

“I’m for tradition marriage,” Paul said. “I think marriage is between a man and a woman. Ultimately, we could have fixed this a long time ago if we just allowed contracts between adults. We didn’t have to call it marriage, which offends myself and a lot of people.”

Paul continued, “I think having competing contracts that would give them equivalency before the law would have solved a lot of these problems, and it may be where we’re still headed.”

Separate but equal.

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Will The State Of The Union Address Matter After This Week?

Obama SOTU

I certainly liked Obama’s State of the Union Address while listening to it. In a room dominated by Republicans, Obama was once again the adult in the room–the sensible one interested in governing and not bogged down in extremist ideology. His economic numbers provided real evidence of success, despite Republican obstructionism, and Obama was right in addressing the need to extend the benefits of economic recovery to more in the middle class.

The question is whether the speech, and Obama’s aggressiveness on policy matters, will make a difference matters beyond this week. David Corn summed up some of my concerns:

Barack Obama is very good at getting elected president (two for two!) and pretty darn good at policy (Obamacare; the stimulus; the auto industry rescue; Wall Street reform; ending Don’t Ask, Don’t Tell; Cuba; immigration reform executive action; dumping DOMA; middle-class tax cuts; new EPA limits on emissions that cause climate change; banning torture; downsizing the wars in Iraq and Afghanistan, and killing Osama bin Laden). But there’s one key piece of the job description where he’s fallen short: shaping the ongoing political narrative of the nation.

The president is the country’s storyteller in chief. And despite his inspiring powers of oratory (see Campaign 2008) and his savvy understanding of the importance of values in political salesmanship (see Campaign 2012), Obama, as his aides concede, has not effectively sold the nation on his own accomplishments, and, simultaneously, he has failed to establish an overarching public plot line that explains the gridlock in Washington as the result of GOP obstructionists blocking him on important issues where public opinion is in his favor. With his State of the Union speech Tuesday night, Obama had one last chance to take a swing at forging this narrative. Though he did adopt a muscular stance in presenting a forceful and vigorous vision—going on offense in the fourth quarter of his presidency, as his advisers have put it—the president let the Republicans off easy.

Throughout his presidency, as the GOP has consistently sought to block him, Obama has responded inconsistently. He often has pleaded for reason and looked to craft a deal—frequently (and justifiably) to prevent a hit to the economy. (This was the adult-in-the-room strategy.) At times, he has praised House Speaker John Boehner, while pointing to Boehner’s tea party wing as the cause of the partisan paralysis. And then he has occasionally—but not too often—flashed anger and slammed Republicans for being irresponsible and reckless (the debt ceiling scuffle, the assorted government shutdown showdowns). He has not presented a steady and stark tale in which he stars as the fighter for the middle- and lower-income Americans who are stymied repeatedly by always-say-no Republicans aligned with plutocrats, the gun lobby, corporate polluters, and other foes of progress. Consequently, he has often borne blame for the sluggish economy and the mess in Washington, with the Democratic Party paying the price for the dips in his approval rating.

For this to have meaning, Obama must stick to pushing his views, and the Democratic Party must be there behind him. The reaction of the Democratic Party has been even more inconsistent than Obama’s. Here’s what I thought during the speech:

Of course the general election is an entirely different ballgame than the midterms, and Democrats who thought there was benefit in running as Republican-lite in a midterm election where the big contests were in the red states might act more boldly. Or maybe not.

On the other hand, maybe we should just be happy that Obama had a good speech, the positive results from his policies are real, and that the speech was well accepted. Beyond that, I’m not sure that a State of the Union address ever really matters all that much.

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Gallup Finds Increase In Self-Described Liberals

Gallup Liberals

In a poll of limited significance, Gallup has found an increase in the number of self-described liberals:

Conservatives continued to outnumber moderates and liberals in the U.S. population in 2014, as they have since 2009. However, their 14-percentage-point edge over liberals last year, 38% vs. 24%, is the smallest in Gallup’s trends since 1992. The percentage of U.S. adults identifying themselves as politically conservative in 2014 was unchanged from 2013, as was the percentage of moderates, at 34%, while the percentage considering themselves liberal rose a percentage point for the third straight year.

While not a huge number, this might contradict the idea that the Republican midterm victory was a sign of greater support for conservative views.

I find this to be of limited significance as people tend to take more liberal positions on polls than would be expected if self-described labels had a real bearing on political positions. I have generally seen this poll to be more a measure of the demonization of the word liberal by the right wing noise machine than a measure of ideological beliefs, and perhaps this trend shows that conservatives are having less success in demonizing liberals.

Besides polling on issues, I find the recent Pew survey on religious affiliation to be more meaningful than this poll. Among their findings which might be of significance in speculating on political trends, Pew found that “Among Americans ages 18-29, one-in-four say they are not currently affiliated with any particular religion.”

Another finding of interest is that, while 70 percent of Republicans label themselves conservative, only 44 percent of Democrats label themselves liberal. Is this due to a majority of Democrats not being liberal, or again due to people simply avoiding the term liberal? I suspect it is a combination of each, with the Democratic Party being a more centrist party, but also with many Democrats supporting liberal positions without using the liberal label.

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Red State Republicans Are A Minority Of Population Despite Senate Gains

Congress

The Senate is probably the strongest example of how our political system is (small-d) non-democratic. Each state receives two Senators, regardless of size, and the District of Columbia, with a population greater than several states, receives zero. The difference in size between the smallest and largest states has also increased significantly since this compromise was reached in the writing of the Constitution. A combination of factors including Senate races primarily in red states, the usual problems faced by either party in the sixth year of a presidency (with Republicans even losing control of the Senate under Ronald Reagan), and several tactical errors by Democratic candidates, led to the Republicans taking control. However, Vox has an interesting calculation:

But here’s a crazy fact: those 46 Democrats got more votes than the 54 Republicans across the 2010, 2012, and 2014 elections. According to Nathan Nicholson, a researcher at the voting reform advocacy group FairVote, “the 46 Democratic caucus members in the 114th Congress received a total of 67.8 million votes in winning their seats, while the 54 Republican caucus members received 47.1 million votes.”

Republicans also receive an advantage in the House due to a combination of gerrymandering and the fact that Democratic votes are more concentrated in cities, leading to Democrats winning a smaller number of districts by higher margins, and in some years allowing Republicans to control the House with a minority of the vote.

Republicans will be forced to defend more seats in blue states in 2016 but the magnitude of the Republican pick up in 2014 will make it much harder for Democrats to actually regain control. The Atlantic looked at key election races, pointing out:

Democrats will be benefiting from a favorable landscape, with Republicans defending 24 seats (many of them in blue territory) while Democrats will be defending only 10. To leverage that advantage into control of the Senate, however, Democrats need to net at least four seats (five, if Republicans win the presidency). That requires sweeping out blue-state freshman Republicans in states such as Illinois, Pennsylvania, and Wisconsin while also defeating a couple of brand-name senators, such as Rob Portman or Marco Rubio, in perennial swing states.

Other factors could help Democrats in 2016 beyond the geography. The economy will hopefully be even stronger, unless the Republican-controlled Congress, or even factors beyond political control, create further problems. The Affordable Care Act will be even more established, assuming Republicans aren’t successful in dismantling it in Congress or the courts, and might be less of a divisive political issue. Perhaps most importantly, the Democrats will be running a more national campaign behind a presidential candidate as opposed to running as Republican-lite and hiding from Obama.

The Los Angeles Times reports, Obama to hit the road, selling economic progress:

Eager to stay on the offensive as new Republican majorities are seated in Congress, the president plans to take a more bullish economic message on the road next week in something of an early test drive of his State of the Union message.

During stops in Michigan, Arizona and Tennessee, Obama plans to draw a connection between actions his administration took early in his presidency and increasingly positive economic trends in sectors such as manufacturing and housing.

Officials say he’ll also offer specific new proposals — some that he’ll pursue with Congress and others he’ll advance with his own authority — that are intended to build on that progress, particularly for the middle class.

It’s an approach that upends the traditional White House script to start the year, when new policy rollouts are usually reserved for the president’s annual address to Congress.

But the White House is eager to sustain momentum  it says started to build after November with major actions on immigration and Cuba as Obama began what he calls the “fourth quarter” of his presidency.

Obama, and other Democrats, should have been made the successes of Democratic policies the major point of the campaign, as opposed to running away from their successes. They might have still lost in deep red states, but Democratic turnout would have been better and they would have done better in less red areas. Besides the benefits of running on Obama’s previous record, as a result of Obama’s post-election actions his approval has shot up in the Gallup and other polls.

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IRS Scandal Joins Other Republican-Created Scandals In Being Debunked When Investigated

As I noted at the start of the year, the Obama administration has been remarkably free of scandals–or at least real scandals as opposed to scandals manufactured by Republicans. Investigations of faux scandals ranging from Benghazi to Grubergate all failed to show any truth to right wing accusations and conspiracy theories. Now we find that not even Darrell Issa, despite often engaging in McCarthyist tactics, has been able to find any evidence for the Republican claims of coordination between the White House and the IRS to investigate conservative groups. The New York Times reports:

An 18-month congressional investigation into the Internal Revenue Service’s mistreatment of conservative political groups seeking tax exemptions has failed to show coordination between agency officials and political operatives in the White House, according to a report released on Tuesday.

Despite lacking any evidence to back up the original claims, Issa did attempt to provide some rhetoric to excite conservatives in alleging that conservative groups did receive scrutiny in applying for tax exceptions. What conservatives ignore is that 1) it is the job of the IRS to review tax exemptions by political groups (with far too many probably getting away with unwarranted tax breaks) and that while Issa purposely limited his investigation to scrutiny placed on conservative groups, progressive groups faced an even greater amount of scrutiny by the IRS.

While conducting this investigation, Issa has repeatedly released selective testimony which suggested scrutiny of conservative groups and has refused to release other testimony which doesn’t line up with his claims:

Representative Elijah E. Cummings of Maryland, the ranking Democrat on the committee, who has compared the inquiry about the I.R.S. to Senator Joseph R. McCarthy’s investigation of suspected communists in the 1950s, was sharply critical of the report.

“It is revealing that the Republicans — yet again — are leaking cherry-picked excerpts of documents to support their preconceived political narrative,” Mr. Cummings said, “without allowing committee members to even see their conclusions or vote on them first.”

The Republican smears against Obama are no longer working out so well with them, and Obama might get the last laugh with his approval now surging to a twenty month high at 48 percent. Just maybe the stronger looking Obama we have seen since the midterm elections, accompanied Democrats who, despite being in the minority are less held back by the conservative members who lost in November, will be a more potent force in fighting the authoritarian right in the upcoming years.

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Why Stock Market Investors Vote Against Their Self Interest

When I saw that James Carville had written an op-ed for The Hill entitled Why do people vote against their interests? I thought it was going to be another article along the lines of What’s The Matter With Kansas? by Thomas Franks. We have seen plenty of material on how lower income people vote against their economic interests in voting Republican. This includes people in places like Kansas, and the white working class voters across the country.  The answer comes down to a combination of 1) people voting on interests beyond economics, along with 2) voters being deceived by right wing propaganda. In this article, Carville actually looked at a different group, stock market investors:

I have no earthly idea why a stock market investor would vote Republican — all you have do is look at the numbers. The numbers are staggering, breathtaking and unimaginable. How anyone with even a penny in the market would vote for their interests and choose a Republican is unexplainable.

Well, let me put this in terms for those savvy stock investors: it is like having a discussion about Apple stock versus Lehman Brothers stock.

Before we begin, I would like to be clear that I am not even going to mention the president who presided over the greatest economic boom since World War II, whose brilliant strategy was a combination of tax increases on the wealthy, family and medical leave for working families, an increase in the minimum wage and adherence to Keynesian policies. While I would love to include my friend and former client Bill Clinton’s record in this piece, it really wouldn’t be fair. I don’t like watching my Louisiana State University Tigers play Sam Houston State and I don’t think you would like to read about such a staggering disparity — it would be a blowout. So, let’s focus on President Obama and former President Reagan.

Since Obama was sworn in on Jan. 20, 2009, Standard & Poor’s 500 index has gone up approximately 115 percent, the Dow Jones industrial average has experienced a growth rate of 146 percent and, perhaps most impressively, Nasdaq has grown in size by 188 percent. Two thousand days into his presidency, the major stock indexes under Obama have had average gains of 142 percent — compare that to the record under Reagan, who saw gains at 88 percent during that same time period.

Russ Britt of MarketWatch notes, “the average stock-market gain under four post-Depression Democrats through each one’s 2,000th day in office has outpaced the average gain of the four Republicans in the era by a factor of nearly 4 to 1. Democratic gains have averaged 133%, while Republican market advances have had a mean of 33%.”

Stock market investors are not uniform in their beliefs and some might vote Republican based upon social issues, but if the affluent voters I know are any indication, economic views are by far the dominant factor in influencing the political action of most. This leads to an exclusion of the first factor I mentioned above for the majority of them but the second still holds.

Of course this does not apply to all stock market investors. An increasing number of affluent voters are backing Democrats, often due to a combination of opposition to the social positions of Republicans, their hostility to science and reason, and the recognition that the economy does do better under Democrats.

The reasons that many stock market investors continued to be fooled by Republicans can be further broken down. One problem is that while Republicans are unable to govern, they certainly play politics far better than Democrats. They have been successful in spreading misconceptions that they are more pro-markets and better for the economy, while Democrats have done a poor job of pointing out that Republican support for plutocracy is harmful to a market economy. Some have tried with cries against income inequality, but using such words is counter-productive. We will always have income inequality in the sense that some will do better than others, and this is not the real issue. The real problem is the rigging of the system Republicans to benefit the ultra-wealthy at the expense of everyone else, including most stock market investors.

The specifics of policy are also greatly exaggerated by the right wing noise machine. Many affluent voters believe that they are better off voting for Republicans because Democrats support higher tax rates as they look to maximize their wealth by every dollar possible. The reality is that the increased marginal tax rates proposed by Democrats will still leave them with historically low tax rates. Most of us will make far more money, both due to a stronger economy and increased stock market gains, than will be taxed with a few point increase in the top tax bracket.

Carville concludes by saying, “With such glaring facts and evidence, I ask stock investors to reexamine, reconsider and reinvest their confidence in the Democratic Party.” I would suggest that he first concentrate on getting Democratic candidates to do a better job at explaining the record of their party and the economic implications of their policies. I hope that he is doing this when talking with Democrats.

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Federal Government Ends Prohibition On Medical Marijuana

The Los Angeles Times reports on a surprise in the recently passed spending bill–an end to the federal government’s prohibition on medical marijuana. The was passed with support of both Democrats as well as some Republicans who opposed raid by the federal government in states which have legalized medical marijuana on states’ rights grounds:

Tucked deep inside the 1,603-page federal spending measure is a provision that effectively ends the federal government’s prohibition on medical marijuana and signals a major shift in drug policy.

The bill’s passage over the weekend marks the first time Congress has approved nationally significant legislation backed by legalization advocates. It brings almost to a close two decades of tension between the states and Washington over medical use of marijuana.

Under the provision, states where medical pot is legal would no longer need to worry about federal drug agents raiding retail operations. Agents would be prohibited from doing so.

The Obama administration has largely followed that rule since last year as a matter of policy. But the measure approved as part of the spending bill, which President Obama plans to sign this week, will codify it as a matter of law.

Pot advocates had lobbied Congress to embrace the administration’s policy, which they warned was vulnerable to revision under a less tolerant future administration.

More important, from the standpoint of activists, Congress’ action marked the emergence of a new alliance in marijuana politics: Republicans are taking a prominent role in backing states’ right to allow use of a drug the federal government still officially classifies as more dangerous than cocaine…

Some Republicans are pivoting off their traditional anti-drug platform at a time when most voters live in states where medical marijuana is legal, in many cases as a result of ballot measures.

Polls show that while Republican voters are far less likely than the broader public to support outright legalization, they favor allowing marijuana for medical use by a commanding majority. Legalization also has great appeal to millennials, a demographic group with which Republicans are aggressively trying to make inroads.

Approval of the pot measure comes after the Obama administration directed federal prosecutors last year to stop enforcing drug laws that contradict state marijuana policies. Since then, federal raids of marijuana merchants and growers who are operating legally in their states have been limited to those accused of other violations, such as money laundering.

“The federal government should never get in between patients and their medicine,” said Rep. Barbara Lee (D-Oakland).

Tony Newman, Director of Media Relations, Drug Policy Alliance, added this to his list of More Nails in the Drug War Coffin.

In addition to ending fears of raids by federal drug agents, this should also alleviate the fears of many physicians who are currently afraid to treat patients with medical marijuana even in states where it is legal. Many physicians, including some pain clinics, have been unwilling to treat patients with chronic pain who are using medical marijuana out of fear of retaliation by the DEA.

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Lanny Davis Ready For Hillary–A Couple Of Responses

Yesterday Howard Dean was Ready for Hillary. Now, unsurprisingly, Lanny Davis is ready too. His op-ed includes a long list of politicians in Maryland who have signed up.

BooMan responds:

The real news from this Lanny Davis endorsement is that Hillary seems to have already wrapped up most of the significant support from officeholders in Maryland.

The other news is that she hasn’t broken with Davis, which remains one of the most troubling things about her.

John Cole is also not ready for Hillary:

 Read between the lines- this is not so much just Hillary boosterism as it is an attempt to strangle an O’Malley run in the crib- “We’re in your back yard, bitch.” Which is yet another reason I am not ready for Hillary. I’m not ready for the re-emergence of uber scumbags like Davis, Penn, and the rest of that wretched hive of scum and villainy. I’m not willing to embrace the PUMA crowd and I am not ready to look past their racist bullshit in 2008. I’m not ready to forgive and forget, I’m not ready to deal with four-eight years of serial obfuscation and triangulation and overall hawkishness, etc.And this doesn’t even get into the fact that on every issue in which Obama has not been as good as I wanted, Hillary will be far, far worse. Has she even spoken out about the torture report since it was released? You’d think she’d have some feelings about it, considering she voted for the war, was in the Senate while it and the torture were happening, and she was on the Armed Services Committee.

I believe I’ve mentioned before that many on the left are not ready for Hillary. Yes, she is better than whoever the Republicans will run, but that is hardly good enough.

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Americans Generally Satisfied With Healthcare Costs But Those On Medicare Are Happier Than Those With Private Insurance

A Friday afternoon news dump is not always bad news. Gallup released a poll under this headline on Friday: As ACA Takes Effect, Majority OK With Personal Health Costs. Gallup reported, “Nearly six in 10 Americans (57%) say they are satisfied with the total cost they pay for healthcare, on par with other readings over the last five years. So far, there is little indication that the Affordable Care Act (ACA), also known as ‘Obamacare,’ has affected the way Americans view their healthcare costs, either positively or negatively.”

Gallup Insurance Satisfaction

Note that the graph above shows very little change over time, with the current numbers very close to when Obama took office. Satisfaction did increase slightly in 2014, presumably because of more people having coverage thanks to the Affordable Care Act.

Satisfaction increased by age, essentially correlating with reaching age 65 and having Medicare. The assumption that those who are older are more satisfied because they have Medicare is verified when the results are broken down by type of insurance. Satisfaction with costs  is at 74 percent among those with Medicare or Medicaid, compared to 58 percent with those on private insurance. Note that another recent study did show that overall satisfaction was much closer than this poll on satisfaction with costs. Out of pocket payments for those on Medicare are typically significantly lower than those covered by private insurance, except for those with the most generous employer-paid plans.

Gallup Insurance Satisfaction by Age

Other findings were that people were generally satisfied with the quality of health care but less satisfied with healthcare coverage as a whole in the United States compared to other countries. Gallup concluded:

U.S. adults holding health insurance via a private insurance plan are about as likely to rate their coverage positively (77%) as Americans holding either Medicare or Medicaid (75%), suggesting both groups are about equally happy with their plans. But, as noted earlier, Medicare and Medicaid holders are far more satisfied with the cost of their plan.

As Gallup has found in the past, Americans are far less effusive with their praise for healthcare coverage in the U.S. as a whole. This year is not an exception: Fewer than four in 10 Americans now rate healthcare coverage in the U.S. as excellent or good.

Before passing the ACA, the large majority of Americans who had health insurance were broadly satisfied with their medical care and coverage and their healthcare costs. Thus, a major test of the ACA will be whether it succeeds in expanding affordable healthcare to the previously uninsured while doing “no harm” to the large majority of Americans who are already highly satisfied with their healthcare coverage. So far, the verdict is positive. Gallup finds no decrease in insured Americans’ satisfaction with their healthcare services and their costs. At the same time, the uninsured are as negative as ever, but their numbers have dwindled. Gallup’s annual November updates of these trends will monitor whether this positive outcome persists as implementation of the ACA progresses.

Republicans have backed high deductible plans as a way to restrain health care costs for quite a long time. Now that they got what they want with plans sold on the exchanges (like plans previously sold in the individual market) generally having high deductibles, they have been using this as a line to attack Obamacare. If this is the main objection, rather than cowering in the face of attacks on the ACA, Democrats might be better off taking advantage of this as a reason to push for the type of single payer plan that most liberals supported before Obama compromised and promoted what was previously a Republican health care plan.

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Four More Studies On The Benefits Of Obamacare

Over the past year I receive reports from various medical journals and medical practice publications with what feels like a constant flow of studies showing the success of the Affordable Care Act, many of which I have written about in previous posts. Jonathan Chait has an article in New York Magazine on 4 New Studies Show Obamacare Is Working Incredibly Well which gives a representative sample of the studies now being published. While there are more, for the moment I’ll just stick to briefly mentioning the four studies described by Chait, partially in response to Chuck Schumer’s recent comments questioning whether the Democrats should have passed the Affordable Care Act for political reasons .

He started with one of the main goals of the law, expanding the number people who have medical coverage, while also pointing out that the number would be significantly higher if the Supreme Court hadn’t blocked Medicaid expansion:

Every serious method of measuring has shown the law effecting significant reductions in the uninsured rate. The latest, a report by the Urban Institute yesterday, shows that the uninsured rate has fallen nationally by 30 percent…

That rate is 36 percent in states participating in the Medicaid expansion. The states whose Republican governors or legislators have boycotted the expansion have seen their uninsured rates fall by just 24 percent, dragging down the average.

See his full article for more information along with charts demonstrating these benefits.

He next looked at health care costs:

When the law passed, conservatives insisted it would increase rather than decrease health-insurance costs. (Esteemed conservative intellectual Yuval Levin, in 2010, insisted it “completely fails” to reduce overall health-care spending.) Since the law passed, health-care inflation has fallen to historically low levels. Conservatives have repeatedly insisted this was a blip that would soon be reversed, and seized upon any apparent evidence for this case. When health-care spending spiked in the first quarter of 2014, Megan McArdle announced vindication: “After all the speculation that Obamacare might be bending the cost curve, we now know that so far, it isn’t.” (It turned out the first-quarter spike in health-care spending was a preliminary miscount that has since been corrected.)

Also yesterday, the Centers for Medicare and Medicaid reported that health inflation in 2013 not only remained in, it fell to the lowest level since the federal government began keeping track…

His third  study was on medical errors:

Obamacare has a wide variety of reforms designed to bend the cost curve. One of them is a new payment system that encourages hospitals to avoid readmissions. The old Medicare system reimbursed hospitals for every procedure. This meant they had a perverse incentive to do a bad job taking care of their patients — a patient who developed an infection, or needed readmission, would produce a second stream of revenue for the hospital. Obamcare’s payment reforms changed that incentive. A new report finds that hospital-acquired medical conditions has fallen by 17 percent since 2010. (This has not only saved huge amounts of money, it has also saved 50,000 lives.)

He concluded by quoting from a Kaiser Health News analysis  on the benefits of increased competition:

A surge in health insurer competition appears to be helping restrain premium increases in hundreds of counties next year, with prices dropping in many places where newcomers are offering the least expensive plans … In counties that are adding at least one insurer next year, premiums for the least expensive silver plan are rising 1 percent on average. Where the number of insurers is not changing, premiums are growing 7 percent on average.

The downside is that the lower prices require consumers to actively shop on the exchanges. Customers who automatically renew their existing plan without comparison shopping will miss out.

That is an important point at the end. Failing to shop around can lead to paying much higher premiums than is necessary. The Obama administration is considering a plan in which people can choose to be automatically be placed in the least expensive plan available in a tier as opposed to automatically having the current plan renewed. This has the downside (as in recognized in the proposal) that people would then be at greater risk of winding up in a plan which their doctor doesn’t accept. It is far safer to shop around for the best plan on your own, taking into consideration factors such as which doctors are in a plan.

Now, if only more Democrats would talk about the benefits of the plan they passed, as opposed to cowering in terror when attacked by Republicans, the party, and the country, would be far better off.

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