Yesterday the Republicans on the House Energy and Commerce Committee released a bogus report which claimed that only 67 percent of those who purchased health care insurance under the Affordable Care Act have paid their first month’s premium. This is despite numerous reports from insurance companies showing that over 90 percent have paid, providing a good example of how Republican misinformation gets spread.
Several sources have already debunked the Republican misinformation, such as here, here ,and here. The Republicans appear to have come up with their falsely low number by taking the number of people who paid their premiums before the premiums were due for those who signed up in March and April. At most the reports shows that people are unlikely to pay their health insurance premiums before they are billed for them.
Needless to say, serial liars such as Rush Limbaugh and many conservative blogs have simply repeated this false information. Limbaugh even claimed that “the premiums were to have been paid by January 1st, which was the beginning of the coverage year.” This is true of policies purchased early enough in December to take effect in January, not policies purchased later in the open enrollment period. This is a perfect example of how Limbaugh and other conservative talking heads twists the facts to make their points.
Others conservative blogs such as Hot Air have questioned the misinformation spread by the House Republicans. The mainstream media has actually done worse than portions of the conservative blogosphere, repeating their usual practice of showing a false objectivity by quoting what each side says, as if the truth is always somewhere in the middle. Even The New York Times helped promote this Republican talking point in the manner in which they reported the story. Of course, unlike Fox and much of the conservative media in which the news reports echo the editorial bias, the supposedly liberal media more typically presents objective news reporting separate from the views of the editorial pages. Unfortunately in a case such as this, using false measures of objectivity in quoting both sides gives undeserved attention to totally bogus numbers presented by Republicans.
More reliable sources than House Republicans expect that over 90 percent will wind up paying their premiums, with the Obama administration wisely being conservative with predictions until the data is actually in, citing numbers between 80 and 90 percent. This will most likely allow them to ultimately show that, as in other areas where we have data, the Affordable Care Act is surpassing expectations. It is also notable that many of those who have not paid their premium have not paid because they wound up qualifying for other coverage and not needing coverage through the exchanges.